Dissertation > Excellent graduate degree dissertation topics show

Research on the Method for Identifying and Evaluating Enterprise Credit Risk Considering Commercial Banking System

Author: TaoYiBo
Tutor: ZhaoXiNan
School: Northeastern University
Course: Business management
Keywords: credit risk key elements evaluation stability growth
CLC: F832.4
Type: Master's thesis
Year: 2013
Downloads: 4
Quote: 0
Read: Download Dissertation

Abstract


Credit risk management of the enterprise is a very important activity for the bank. The effective management for the customers’credit risk is becoming an important path to own competitive advantage in facing global financial integration and fierce competition for the commercial bank. The level of credit risk evaluation plays a crucial role in the operations of commercial banks. The correct, rational and effective risk evaluation methods can lead the banks to make accurate judgments, which became the basis of commercial bank credit decisions.Commercial banks need to establish reasonable and effective credit risk assessment method to evaluate the enterprises. The main purpose is to enable commercial banks to develop scientific, rational and effective credit decisions. It can also reduce corporate customer credit caused due to credit risk. Due to the complexity characteristics of commercial bank credit risk management, the credit risk assessment is a relatively complex process. The characteristics of the problem and the reasonable methods for solving the problem need to be studied. It is able to get reasonable and effective analysis results through a reasonable credit risk assessment method. In this study, in order to solve the issues mentioned above, the credit risk and the credit risk of the banking system for the evaluation are introduced. Then, based on these basic theories, the key elements for corporate credit risk identification and evaluation methods are proposed.During the study follow progressively, from theory to practice ideas, this paper completed the following aspects of work:(1) Credit risk management analysis and understanding of relevant concepts. The character of credit risk assessment determines the complexity of the credit risk evaluation. In this paper, it analyzes the concept and characteristics of credit risk, the measurement methods and techniques for credit risk management, Based on this basis of concept, it makes a further discussion.(2) Related literatures review for credit risk and credit risk management. In the literature review, it proposes the key indicators for credit risk assessment.(3) Credit risk evaluation method for the bank to the corporation. Based on the previous research, it provides a commercial banks risk assessment approach.(4) Case analysis. A credit risk management process of actual commercial bank is analyzed, the effectiveness and practicality of the proposed method is tested through the proposed method.

Related Dissertations

  1. Study on Technology of Straight Bevel Gear Measurement and Error Evaluation,TG86
  2. Research on the Technology of Measurement and Error Evaluation of Gear Hob,TG721
  3. Analysis and Study of Abutment Stability in Concrete High Arch Dam by Three-Dimensional Nonlinear Finite Element Method,TV642.4
  4. The Study on Structural Calculation and Analysis Method of Lattice-type Crane with Variable Cross-section Boom,TH21
  5. Power System Dynamic Voltage Stability Simulation Study Based on Precise Integration Method,TM712
  6. Simulation and Analysis about Switched Reluctance Generator Power Supply System,TM31
  7. Construction and improvement of basic education reform process evaluation platform,G521
  8. Quantitative evaluation model based on information entropy of the classroom observation,G632.4
  9. Implementation Study of evaluation method of the high school IT courses,G633.67
  10. Research and Design for the Laser’s Power Control System of Laser Direct Writing,TN249
  11. Research on Hyperspectral Image Compression Method Based on Information of Interest,TP391.41
  12. Multi-currency Notes Technology Research and Implementation,TP391.41
  13. Stability Analysis of Systems with Time Delays,TP13
  14. Research on Input-To-State Stability of Discrete-Time Nonlinear Systems,TP13
  15. Astudy on Samuel Huntington’s Theory of Political Stability,D09
  16. Stability Analysis of Roller Compacted Concrete Gravity Dam Based on Time-history Method,TV642.2
  17. Expression Survey of Key Factors of Canonical Wnt Signalling Pathway in the Human Embryonic Tooth Germ,R78
  18. Cloning and Expression of Growth Hormone Gene in Cobia (Rachycentron Canadus),Q786
  19. Thermal Stability of Complexes of Chitosan Quaternary Ammonium Salt and Metal Ion,O634
  20. Synthesis and Application of the chloro- methoxy fatty acid methyl esters,TQ414.8
  21. Breeding of High-Yield Pigment Production Monascus and Studies on Pigments’ Qualities,TS202.3

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Credit
© 2012 www.DissertationTopic.Net  Mobile