Dissertation > Excellent graduate degree dissertation topics show

Research on Credit Asset Securitization of Commercial Bank

Author: ZengMinYi
Tutor: SunJianQiang; FuYingRong
School: South China University of Technology
Course: Project Management
Keywords: Credit Asset Securitization Credit Rating
CLC: F832.4
Type: Master's thesis
Year: 2013
Downloads: 109
Quote: 0
Read: Download Dissertation


Credit asset securitization restructure the credit assets which are less liquidity now buthave cash flow in the future (such as bank loans, corporate accounts receivable and so on) toan asset pool, and distribute the securities. China’s Bank credit asset securitization pilot beganin2005and by the end of2008, credit asset securitization pilot issued all types ofsecuritization products totaling667.85billion yuan. After2008the global financial crisis, ourgovernment suspended the credit asset securitization pilot. In May17,2012, the People’sBank of China, China Banking Regulatory Commission and the Ministry of Finance jointlyissued “The notice about the further expansion of credit assets securitization pilot". InSeptember7,2012, the CDB has opened the new prelude of credit asset securitization by the101.66billion yuan ABS product. This background also renewed the study of bank creditasset securitization.Combining the three case of J bank and K bank, this paper researchs the essential factorsof credit asset securitization, including the asset pool, the implement process, the Issuingmodem, the credit evaluation and enhancement system. First, paper reviews the credit assetsecuritization business development of China’s banking industry; secondly, transversely andlongitudinally analyses the operation process and evaluatioxn system of credit assetsecuritization business with two products of bank K and one products of bank J. Finally, basedon the case analysis, paper summarizes the development trend of commercial banks creditasset securitization products, and put forward some corresponding suggestion.

Related Dissertations

  1. Construction of enterprise credit evaluation system,F407.7
  2. Research on Non-performing Assets Securitization of Our State-owned Commercial Banks,F832.5
  3. Research on Credit Risk of Suzhou Listed Companies Base on Logistic Regression Analysis,F224;F832.4
  4. Research on Catastrophe Risk Securitization in China,X43
  5. Research and Application on Credit Rating of Small and Medium-Sized Enterprises,F224
  6. The Credit Risk Management of Rural Micro-finance,F832.4
  7. A Theoretical Analysis and Empirical Study on Selection of Credit Rating Indicators of Small Businesses for Small and Medium Banks,F276.3
  8. Research on the Conflicts of Interest and Government Regulation of Credit Rating Industry’s Payment Mechanism in China,F832.39
  9. Study on Legal Issues of Intellectual Property Rights Securitization,F832.51
  10. The Study of Improving China’s Mortgage-Backed Securitization,F832.51
  11. Discussion on the practice of real estate finance new channels,F293.3
  12. Analysis of innovative wealth management business , \,F832.48
  13. Interest rate of short-term bonds issued,F224
  14. SME financing credit rating,F276.3
  15. The process of asset securitization of credit rating agencies related to the improvement of legal norms,D922.287
  16. Credit scoring model based on the collection of social security management system design,TP311.13
  17. A Study on the Securitization of China Urban Land,F832.51
  18. Simulation Study on Chinese Commercial Banks’ Internal Credit Rating System Based on the Bonus-Malus System,F224
  19. The Research on Non-performing Assets Management of Chinese Joint-stock Commercial Banks,F832.2
  20. Financing model of cultural and creative industries in Beijing,G124
  21. Study on Bank Credit Assets Securitization Accounting,F832.51

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Credit
© 2012 www.DissertationTopic.Net  Mobile