Dissertation > Excellent graduate degree dissertation topics show

Alleviate the Financial Dilemma of Small and Medium-sized Enterprises System Design

Author: YiHaiXia
Tutor: YuDongHua
School: Shandong University
Course: Industrial Engineering
Keywords: Commercial Bank Small and Medium-sized Enterprise Financial Dilemma Risk Management System Design
CLC: F276.3
Type: Master's thesis
Year: 2011
Downloads: 81
Quote: 0
Read: Download Dissertation


Facing severe challenge of economic environment, small and medium-sized enterprises need to set up correct tactics and seek the supports of not only government but also financial institutions. Due to the mergers and acquisitions in financial institutions and financial crisis in recent years, we have found that the law of the bigger the stronger and the stronger is getting strong is no longer appropriate for bank business, and SMEs have put more emphasis on cautiously selecting a correspondent credit bank. Therefore, it is necessary for financial staff to understand what factors that SMEs take in to consideration referring to credit purchase intention, so that financial staff can know how to find potential customers and maintain customer relationships in the future. This paper take medium and small-size companies as an example, and pay more attention on how to resolve the problem of hard finance of medium and small-size companies.The following is the conclusion.First, this paper introduces the background and the meaning, and gives relative literature review.Second, this paper introduces financial characteristic for the angle of medium and small-size companies, and analyzes the causes:(1) credit of medium and small-size companies is low, and commercial banks could not give them enough finance. (2) Information asymmetric makes the long distance between medium and small-size companies and commercial banks. (3) The bad credit guarantee. (4) The system of bank can not assistant the finance of medium and small-size companies. (5) The lag capital market.Third, this paper introduces the finance system of medium and small-size companies in Hong-Kong. We find the characteristic of finance system in Hong-Kong is as the following:(1) clear market segmentation; (2) efficient system of business division; (3) good credit ranking; (4) standard financial service.Forth, this paper gives some suggestion to change loan risk management of commercial bank from the angle of external and internal, such as, improving loan safe environment, internal controlling of loan asset.

Related Dissertations

  1. Study on Development Risk Analysis and Management of Urban Commercial Residence,F293.35
  2. Design and Implementation of the military material procurement and supply management system,TP311.52
  3. Management System Design and Implementation of troop strength,TP311.52
  4. Open pit production accidents studied because of the risk management measures,TD771
  5. The Study of Developing Carbon Emission Trading Market in China under the Context of International Emission Reduction,X196
  6. B Industrial and Commercial Bureau Staff Training System,D630.3
  7. The Competition Management System of Harbin 24th Winter Universiade 2009’s Risk Management,G812.2
  8. The Innovative Study Based on the Equity Financing of Forest Management from the View of Sustainable Development,F326.2
  9. The socialist system with Chinese characteristics under the Public Sector Performance Management,D630
  10. Offshore oil platform construction phase Operational Risk Management Research,F426.22
  11. Chemical Industrial Park Environmental Risk Management Technology Source,X327
  12. On Establishment of China’s Government Lawyer System,D926.5
  13. Design of Customer Satisfaction Management System for W in Guangzhou,F293.3
  14. A Construction Project Owner Risk Management Research,F284
  15. Study on the Influence of Internal Marketing on the Satisfaction of Employee Job Satisfaction in Chinese Commercial Bank,F832.2
  16. The information content of the commercial banks accounting policy choices,F830.42
  17. A Research about Legal Issues of Carbon Emission Right Trading System in China,D922.6
  18. The Study of Food Safety Traceability Logistics Based on Qrcode,TP391.44
  19. Study on Ecosystem Risk Management of Coal Mine Based on Fuzzy Cognitive-map and Stakeholders’ Participation,X322
  20. Research on Risk Management of Shenyang Yuanda Internal Curtain Wall Project,F426.92
  21. A Study of Performance Appraisal in State-owned Commercial Banks under Management Mode Transition,F832.2

CLC: > Economic > Economic planning and management > Enterprise economy > A variety of enterprise and economic > Small and medium-sized enterprises, township enterprises
© 2012 www.DissertationTopic.Net  Mobile