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China's rural social endowment insurance financing model

Author: FuChunHong
Tutor: ZuoDangChen;QinQiuHong
School: Shaanxi Normal University
Course: Social Security
Keywords: Countryside Social pension insurance Funding model
CLC: F842.6
Type: Master's thesis
Year: 2010
Downloads: 294
Quote: 1
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Abstract


With the continuous development of market mechanisms, promote rural market economy gradually developed, the social security system needs more urgent. At present, China's social security system in rural areas is in serious absence, the constraints of China's rural economic development, rural social security system is the most important rural social endowment insurance, and solve the rural social endowment insurance is the key to raising funds. This paper analyzes China's current rural social endowment insurance fund - raising and financing of rural social endowment insurance problems. Mode of financing of rural endowment insurance problems by funding source, funding levels, and the management of funds three aspects to analyze. From then on restricting China's rural social endowment insurance funding macroeconomic factors were analyzed, the first analysis of the overall economic situation, although China's rapid economic development, economic output has been greatly improved, but China's per capita amount is small, most of the not rich people, especially rural, slow development, the majority of the peasants no spare money to old age. And the rural economy, there is still the problem of unbalanced regional development. Meanwhile in the social structure of rural dual structure to implement our long-term development strategy, making China's social pension insurance system formation in binary divide and conquer situation, has been the country's strategic focus has been on urban development, resulting in long-term rural social endowment insurance Absence. The rapid development of the city also attracted a large number of farmers working in cities, large population movements but also for the rural social endowment insurance funding has brought new problems, migrant farmers, mostly young adults, thus showing the age structure of the rural population In old age, youth, women and children-oriented phenomenon, it is a serious constraint of rural social endowment insurance fund financing. And with the country's aging population, increasing pressure on pension, this phenomenon is more serious in rural areas, is not wealthy rural tremendous challenge. It also restricts the traditional concept of rural social endowment insurance fund raising, long-established family pension mode, easy to make people to foster a strong sense of family, and the community care model is considered emphasis on national and social responsibility of the individual, of course, require individuals to society, the country's obligations. This article also describes some of the foreign financing of rural social endowment insurance model, its development and national conditions, divided into developed and developing countries, a detailed description of national rural social endowment insurance funding model as well as its successes and shortcomings, and targeted to make a few can learn from experience. Finally, the financing of rural social endowment insurance modes optimized to make a few practical suggestions.

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CLC: > Economic > Fiscal, monetary > Insurance > China's insurance industry > Various types of insurance
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