Dissertation > Excellent graduate degree dissertation topics show

Study on the Patterns and Pricing of Non-performing Loans Securitization in Stated Owned Commercial Banks of China

Author: LiMin
Tutor: ZhangZuGuo
School: East China Normal University
Course: World economy
Keywords: Stated-Owned Banks(SOBs) Non-Performing Loans(NPLs) Securitization Patterns Pricing
CLC: F832.51
Type: Master's thesis
Year: 2010
Downloads: 194
Quote: 1
Read: Download Dissertation

Abstract


Since a long time, the focus on Non-Performing Loans(NPLs) from both official authorities and research area of China is based on two important reasons:first, the huge amount of NPLs; second, the close relationship between NPLs and the development of State-Owned Enterprises(SOEs).The series problem of SOEs’"soft loans"(lending based on Non-Marketization Agreement, like political network) is one of the major indicators. Meanwhile, the supervision on these loans is showed being less effective and the efficiency of investment from the SOEs mentioned above is less competitive than those who don’t get access to these "soft loans". This inappropriate allocation of scarce resources will finally lead to negative improvement of the economy efficiency and quality. According to a research of People’s Bank Of China in 2003,30% of NPLs in State-Owned Banks(SOBs) is because of government intervention,30% is owing to mandatory credit support to SOEs, 10% is for less complete legal norm and enforcement guarantee,10% is due to some SOEs’ restructuring, last 20% is from SOBs operation decisions. Exposing to such serious threat of NPLs, from the experiences of both home and abroad, securitization is one of the effective ways to liquidate NPLs and disperse the risk triggered by it.Regarding NPLs’ securitization, this paper mainly focus on two points:patterns for this operation and pricing of Asset-Backed Securities, with discussion restricted to SOBs. The 1st chapter discusses research background and status for these two topics; The 2nd chapter details the situation of NPLs in SOBs and introduces the resolution actions for this problem home and abroad; The 3rd chapter is dedicated to the theory of securitization and patterns for SOBs’ NPLs securitization. The 4th chapter based on the pricing theory discusses the pricing for Asset-Backed Securities from two dimensions and finally gives the conclusion of the whole discussion.

Related Dissertations

  1. Study on New Product Launch Strategy in Decathlon,F274
  2. The Research of the Fashion Terminal Space in the Society Consumption Change,TS941.1
  3. Effect of Nitrogenapplication Patterns on Variation of Soil Nitrate-N and Grain Yield of Wheat and Maize,S512.11
  4. American Option Pricing under Stochastic Market Option Model Based on Dividend and Treatment Fees,O211.6
  5. The Pharmacological Properties of Acetylcholinesterase in Pardosa Pseudoannulata, an Important Predatory Enemy Spider of Insect Pests,S481.1
  6. Chongqing paddy fields and raising incomes Loach mode effect analysis,F326.4
  7. Anhui l Lake National Nature Reserve, bean goose feeding habits and behavior of wintering,Q958
  8. Legal Research about Asset Securitization of China,F832.51
  9. Mining User Traversal Sequential Patterns Based on User Traversal Interest from Web Log,TP311.13
  10. Shanxi Folk Auspicious Patterns in Modern Design Research on the Application of Swing Dress,TS941.2
  11. The Research on Innovation and Development of Mortgage Loan Securitization in China,F832.51
  12. Domestic Commercial Bank Loan Pricing Model Research,F832.4
  13. Design and Implementation of Banking Active Service System Based on Observer Pattern,TP311.52
  14. Web Service Platform Research and Implementation Based on MVC Design Pattern,TP311.52
  15. Research of Facial Expression Recognition Algorithm,TP391.41
  16. Legal Research on Securitization of Catastrophe Insurance Risk,F842.6
  17. IKEA purchasing and supply management model and improve Strategy,F721.7
  18. Multi- power access Pricing Principle of Power Systems,F426.61
  19. Design Patterns in satellite imagery Simulation System Research and Application,TP311.52
  20. Context of corporate relocation industry cluster approach and Path,F224
  21. Subprime loan securitization risk transfer mechanisms,F224

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Financial market
© 2012 www.DissertationTopic.Net  Mobile