Dissertation > Excellent graduate degree dissertation topics show

The Research of Credit Risk ’ Theoretical and Practical Application in Our Country ’ Commercial Bank

Author: WangPing
Tutor: LiYingQiu;ZuoXiaoBing
School: Changsha University of Science and Technology
Course: Probability Theory and Mathematical Statistics
Keywords: Credit Risk Measuring method Factor analysis Collective risk model Empirical analysis
CLC: F832.33
Type: Master's thesis
Year: 2010
Downloads: 129
Quote: 0
Read: Download Dissertation


Credit risk is one of the most important risks which banks are confronted with. It becomes the popular topics in the financial field. The ability to control and manage the risk directly affects the stability of the bank system and the development of the economic growth. With the development of econometrics and computer technology, credit risk managements are changing from traditional qualitative analysis to quantitative, and many major financial organizations introduced various credit risk management models in order to improve the ability of controlling and forecasting to credit risk.Chapter I is preface in this paper, the writer firstly introduces the background and significance of the researching problem. Then we describe the concept of credit risk and relevant theories concerning the management of credit risks. Moreover, the writer gives a brief review of several traditional methods credit risk and the common management models of credit risks.In the second chapter, a new index system for financial evaluation of company is build, making application of the factor analysis method. According to the enterprise’s financial statements to identify the data of enterprise management status, using the relevant index of enterprise to research credit risk, we provide a theoretical reference to enterprise loan in the commercial bank.The third chapter, the collective risk model is widely applied in the credit risk in our country commercial bank replace insurance, the credit risk is considered as a combination with the change of time and the credit risk of default. We discussed about the total credit portfolio loss distribution function. Secondly, the long collective risk model is improved.

Related Dissertations

  1. Shanghai Urban Residents’ Minimum Living Subsidy of the Standard for Research,D631.2
  2. Chinese hog industry ( chemicals ) International Competitiveness,F752.6;F224
  3. Research on Whispered Speaker Identification in Channel Mismatch Conditions,TN912.34
  4. Empirical Analysis on Influcencing Factors in Farmer’S Desire of Homestead Transfermation,F224
  5. Study on Risk Identification and Evaluation of Manufacturing Green Products R & D,F205;F224
  6. An Empirical Study on the Relation of the Managerial Ownership and Corporate Performance,F276.6
  7. Mechanism and Empirical Analysis on International Education Services Imported and Its Effect on China’s High-Tech Products Export,F276.44
  8. An Empirical Research on Performance Effect of Financial-Industrial Integration on the Listed Companies,F832.51;F224
  9. The Research on the Relationship between Logistics Service Quality and Online Shopping Behavior,F724.6;F224
  10. Heilongjiang Province, the income gap between urban and rural residents empirical research,F224
  11. R & D Activities, Industry Concentration and Economic Performance,F124;F224
  12. Research on Legal Issues of Corporate Income Taxes in Corporate Restructuring,D922.22
  13. The Evidence-based and Empirical Research on the Risk Factors of Mild Cognitive Impairment in the Elderly,R749.1
  14. The Impact on China’s Economic of United States Trade Protectionism,F124
  15. The Research of Rural Financial Repression and Improvement of Measures in Guizhou Province Finance,F832.7
  16. Research on the Validity of Internal Audit in Chinese Natural Monopoly Industries,F239.45
  17. The Feasibility Study and Empirical Analysis of Conducting Rural Banks by State-owned Commercial Banks,F224
  18. Empirical Research About the Influence of FDI and Industrial Structure in Zhejiang Province,F127;F224
  19. The Research on the Impact of the Financial Support for Technological Innovation,F124.3;F224
  20. The Analysis of the Profitability of Rural Cooperative Financial Institutions,F832.35
  21. Credit Risk Management Strategies of Dandong Branch of Industrial and Commercial Bank,F832.4

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Financial organizations, banks > Commercial banks ( specialized banks )
© 2012 www.DissertationTopic.Net  Mobile