Dissertation > Excellent graduate degree dissertation topics show

MS Bank Dalian Branch Little Micro Finance Development and Countermeasure Research

Author: LiZuo
Tutor: PanDongHua
School: Dalian University of Technology
Course: MBA
Keywords: Small and micro enterprises Bank loans Credit model
CLC: F276.3
Type: Master's thesis
Year: 2011
Downloads: 224
Quote: 0
Read: Download Dissertation

Abstract


From the current situation of China's banking industry , with the accelerated process of marketization of interest rates , spreads along with sharply reduced; financial markets gradually improved , the business model to serve primarily to large customers gradually broken ; the financial disintermediation \, the bargaining power of large customers enhanced , loss intensifies severe challenges . At the same time , small and micro enterprises in the market prosperity , expanding domestic demand , creating jobs , and promote the development of urbanization plays an important role , is the source of power of China's future economic development . But by the shackles of the traditional bank service awareness , philosophy , way , method , small micro- market of financial markets as banks involved in is not deep , the competition is not sufficient , but the actual financial needs are very active , full of great opportunities . Thus changing the traditional business model , target customers from large enterprises to small and medium-sized enterprises , especially small businesses into opening up new business breakthrough point and growth points to meet customers' diverse financial needs , the credit culture change as necessary , as well as product development, process design , operating mode adjustment is the key to the development of commercial banks . This article take a combination of theoretical and empirical analysis , the basic situation of small and micro enterprises , the financing of small and micro enterprises , small micro- enterprise loans to the status quo , and the macroeconomic trend of small micro- finance to explain the small micro- the feasibility and necessity of the development of the financial business . On this basis , the current situation and problems of small micro- enterprise loans Bank Dalian Branch of MS analysis , summarized the fundamental causes of the current constraints of small micro- finance development , design the commercial bank credit and services to small and micro finance mode , proposed on small micro- finance management countermeasures and suggestions to solve the small micro- finance development play a reference .

Related Dissertations

  1. A Study on the Application of Artificial Intelligence in Direct Torque Control,TP311.13
  2. Research on the Relationship Lending Model,F832.4
  3. XX Bank xx branches of local government financing platform loans risk analysis and management,F832.4
  4. Research on the Speculation Degree of Housing Market,F293.3
  5. The Research on Small & Micro-enterprises’ (MSE) Relationship Financing,F275
  6. Research on the Xinjiang RCCs Supporting the Development of Agriculture Countryside and Farmers,F832.4
  7. A Study on the Group-lending of Microfinance in Bank,F832.4
  8. Project finance bank loan risk management,F832.4
  9. Credit Products, the HSP Process Optimization and Risk Control,F832.4
  10. Public university research funding mechanisms,G647.5
  11. Reflections on China 's institutions of higher learning diversified funding channels,G647.5
  12. Affiliated university bank loan risk identification and early warning model,F832.4
  13. The Corporate Governance Effects of Bank’s Credit,F275
  14. The Analysis of Wb/dfid Tb Control Project in Changchun,R52
  15. Strategies of Tackling Current Debt Risks in Public Universities and Colleges,G647.5
  16. An Empirical Study on Impact of Bank Loans to the Performance of Listed Companies on SME Board,F832.4;F224
  17. The Research on the Retailing Credit Model for SME Finance,F832.4
  18. The Exploration of Advance Payment Financing Mode Based on Supply Chain Finance,F275
  19. Political association , bank loans and accounting conservatism,F832.4
  20. Small and medium enterprises and small and medium - sized financial institutions, credit Relationship,F832.4

CLC: > Economic > Economic planning and management > Enterprise economy > A variety of enterprise and economic > Small and medium-sized enterprises, township enterprises
© 2012 www.DissertationTopic.Net  Mobile