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Made a systematic study on the basis of this problem on the financing of SMEs , combined with the actual situation of Hengyang City , and analysis of the status and causes of the financing of SMEs in Hengyang City , on how to give full play to the role of government to solve Hengyang City SME financing problem , and proposed relevant suggestions . Specifically, the paper is divided into four parts , the main content is as follows: First, a comprehensive description of the background of this study , meaning the research dynamics as well as research methods ; Secondly , the introduction of foreign SMEs to define standard on the basis of given our definition of SMEs , and SMEs in an important position in China's economic development and social stability , and the major role in the analysis , combined with the characteristics of SME financing with a quasi-public property , on the specific situation of SMEs , analyzes characteristics of SME financing , brief the status quo of our SME financing ; once again , SME financing actual combination of Hengyang City , under the premise of a questionnaire survey of Hengyang City, SME financing difficulties caused mainly from government departments factors , corporate factor analysis, factor analysis of indirect financing sector , direct financing sector factor analysis , four made ??a specific analysis , and the need for government support of SME financing ; Finally, summing up the experience of foreign SME financing based on SME financing the actual combination of Hengyang City , described the government support system and SME financing relationship based on the implementation of the policy of financial support from a sound legal protection and policy support system , the implementation of preferential tax policies , build credit guarantee body improve the social service system and the regulation of financial credit environment , create financial security zone \
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