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The Research on the Cost Control of Social Medical Insurance in China

Author: FuZuo
Tutor: ChenShuWen；WangDaGang
School: Dalian University of Technology
Course: Social Security
Keywords: Social health insurance Moral hazard Supply-side Demand-side
CLC: F842.6
Type: Master's thesis
Year: 2009
Downloads: 483
Quote: 3
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Abstract


Into the 21st century , with the human aging process is accelerating, the rapid development of medical technology , increasing income levels and brought about the improvement of health care needs and chronic diseases mainly changes in disease spectrum , leading to a sharp rise of medical insurance costs . this has become a common problem faced by the countries of different systems . In recent years , China 's health insurance costs are also growing too fast , out-patient medical costs increased by 1.3 -fold , 1.5 -fold increase in hospitalization costs , average annual outpatient costs increased by 13% , the hospitalization expenses increased by 11% , more than the rate of growth of people's income . How perfect through the establishment of the system as well as policy effective and rational use of medical resources to better serve the people , control the cost of health insurance unreasonable growth in China has become the focus of contemporary China in the reform of the medical insurance system . In this paper, the control problem of China's social medical insurance fund for the study , identify problems, analyze issues and follow the principles of problem-solving research through literature reading and empirical analysis . The first understanding through literature reading to control the status quo of China's medical insurance fund , and analysis of relevant experience of the developed countries on the control of the health insurance fund growth and medical insurance system , the complicated relationship triangle Quartet relationship summarized as medical services the demand side (patients) , medical services supply side ( medical services) , medical insurance agencies , government . Use SPSS16.0 analysis using multiple linear regression equation to data published by the Ministry of Health of China and China 's human resources and social safety net , to establish the relationship between the medical services the demand side , the supply side and medical insurance costs to determine the impact of the growing health insurance costs the main factors . Statistical results show that : the health insurance costs and the patient's personal cash expenditure on health , the government budget expenditures , of inpatients per capita medical expenses , medical expenses were positively correlated ; negatively correlated with the consumer price index and the number of health personnel . Finally , according to statistics from the four angles of the demand-side and supply-side health insurance agencies , government measures to control the growth in health insurance costs , clear powers and responsibilities and obligations of the actors of this Quartet , China 's medical and health services to promote rapid and steady development the proposed rationalization of ideas and suggestions .

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CLC: > Economic > Fiscal, monetary > Insurance > China's insurance industry > Various types of insurance
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