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Different types of rural financial sustainability of microfinance institutions

Author: HuangQingCheng
Tutor: WangYong
School: Chongqing University
Course: Technology Economics and Management
Keywords: Microfinance UNPROFOR team Sustainability
CLC: F832.4
Type: Master's thesis
Year: 2011
Downloads: 141
Quote: 0
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Abstract


Microfinance as a kind of \development . With the deepening of the reform of rural finance , rural finance and microfinance supply constitute the main body is becoming more diverse growing concern. The successful experience from abroad , countries of operation and microfinance development path varies. This in-depth analysis of China's poverty alleviation in rural areas, the development status of microfinance difficulties encountered , and from the success of microfinance institutions abroad to learn from successful experiences. Internationally Microfinance Development emergence of new trends, such as micro-credit agency ratings and transparency and so on. The supply of microfinance institutions in rural areas, mainly in the formal commercial financial institutions , government agencies and non-governmental organizations into three categories. In this paper, theoretical assumptions , by separately on rural microfinance institutions to carry out this type of micro-credit business feasibility analysis , found that when the credit institutions are free to determine lending rates , the non- governmental nature of micro- credit agencies and commercial credit institutions can get continuous operation ; while credit institutions unable to obtain governmental financial sustainability . This requires that each credit institution clarify their position , to better serve the rural market. Combined with the foregoing, the corresponding text microfinance analysis of the relationship of the main game , made ??suggestions to improve our Microfinance : active participation in micro-credit rating , and actively promote the rural micro-credit agency ratings and improve the rural financial market access mechanism supporting policies.

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CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Credit
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