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Research on the Bank Apply of Hypothec Institution

Author: SunHuiQing
Tutor: YangYuKai
School: Shenyang Normal
Course: Legal
Keywords: Lien Movable Floating Charge Dissidence registration Bank debt
CLC: D923
Type: Master's thesis
Year: 2010
Downloads: 38
Quote: 0
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Abstract

Modern socio-economic development process, currency plays an increasingly important role, With the continuous development of the financial sector, as the core bank is increasingly becoming the center of the global economy. Play an important role in the process of social and economic development because of its superiority to be known as the king of the \system is one of the mortgage system. Therefore, the bank how to apply the practical problems of the mortgage system is not a concern. Mortgage bank financing business in China occupies a central position, the main form of bank credit business, an important role in the stability of the banking development. The mortgage guarantee the realization of the bank debt, to promote the improvement of the concept of customer credit-worthiness enhanced binding of loan customers. \From the reality of the situation of the banking sector mortgage system is not satisfactory, needs further their research, in theory, also need to practice refining innovation. Analysis from the data collected, refining, mining useful thing, standing on the bank's point of view to the proper use of mortgage system, study and research \principles, purpose and essence of maintenance claims better exercise the rights and obligations under the law, to examine the historical development and practical experience in the mortgage system, analysis of the impact of the mortgage system to the bank. Data analysis and summary rigorous thinking strategies and recommendations will bring economic and social benefits, it is desirable to reduce disputes, reduce losses, and create a harmonious, improve efficiency, and create efficiency, and enhance the credibility of the goal to promote the rights of secured bank the effective realization of the sound and rapid development of the business. Safeguard the financial stability of our country. The article is divided into four parts, first an overview of the mortgage system, to determine the concepts and characteristics of the mortgage, recognize its important status and role of the banking sector; followed on from the history of the vertical angle and horizontal angle at home and abroad visits, study the historical evolution of the mortgage, to explore new breakthroughs \negative baking floating chattel mortgage system and registration system described; concludes with the idea of ??improving the Bank for mortgage system, in order to better protect the bank claims.

Research on the Bank Apply of Hypothec Institution

Abstract

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