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Personal housing accumulation fund for the purchase of housing provident fund loans based on sources of funding to staff housing provident fund deposit issued for the purchase of owner-occupied housing oriented housing consumption loans. With individual housing provident fund loans in recent years government support, personal use only fund loans continued to increase in the information construction work, to make use of modern information technology , support center operations and transaction management to enable efficient information sharing center , collaborative work efficient, improve office efficiency and management tool. Through the Department of Management to take basic data information , query and analysis processing, personal housing accumulation fund loan information on the management and use of comprehensive, timely , effective supervision , improve the technological content management , reduce administrative operating costs and improve office efficiency and management center means . In order to adapt to the current personal loan information requirements, development of individual housing provident fund loans system , features include loan management and repayment manage two businesses , respectively, to achieve the following functions : 1, through loan management subsystem was developed to enable business people this feature can be completed through live approval, issuance personal housing accumulation fund loans ; develop housing accumulation fund loan risk prevention management approach to ensure loan recovery , preservation of assets ; responsible for housing provident fund loan business administrative proceedings ; responsible lending records management ; responsible for the contractor Fund personal loans to financial institutions related business management, guidance and supervision functions. 2 , through the repayment management subsystem development, so that business people can apply for doubtful verification procedures ; Print Fact Sheet month overdue , according to loan management system on the overdue loan collection work ; beginning of each month , at the end of delinquent conduct for banks supervision, inspection and other functions. Firstly, the development of the system software and hardware environment are described ; buyers for personal housing accumulation fund system is described , with emphasis on standard procedures which requirements, design , coding, testing will be described ; Finally, according to summarize the work done . After several months of design, development and testing, has been basically achieved personal housing accumulation fund purchase systems , enabling individual housing loan management capacity has been further improved.
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