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On Research in the Credit Risk Management of Onion of Tongxin Rural Credit Cooperatives

Author: MaJun
Tutor: ZhangTong
School: Ningxia University
Course: Business Administration
Keywords: TongXin Rural Credit Union Management of the Credit Risk research
CLC: F832.35
Type: Master's thesis
Year: 2014
Downloads: 6
Quote: 0
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Abstract


TongXin Rural Credit Union as a branch of the Bank, has got a certain scale of development, whose business performance keeps ascend. The bank’s organizational structure optimizes constantly. However, the credit crisis aggravates with the development of the bank. The development and the crisis control are the main factors of the bank operation. The credit crisis management becomes more important as the whole development of the credit business of the bank.Nowadays, the commercial banks try to explore the credit market in accordance with the demand of the market and the requirement of the supervision institutions. Establishing the completed crisis prevention system has become the key point of developing the credit business. How to prevent the credit crisis has become the urgent needs of TongXin Rural Credit Union to enhance the financial market ability and promote the market efficiency. Meanwhile, crisis prevention has the positive significance of instructing TongXin Rural Credit Union to carry out and innovative the credit businesses legally.The paper tries to analyse the problems existing in the credit crisis management of TongXin Rural Credit Union. It aims to promote the credit crisis management of TongXin Rural Credit Union effectively and help to gain the advantages in the market competition. The credit crisis management is the urgent problem of the commercial banks, which not only effects the sound operation of the commercial banks, and also can cause the systematic financial crisis. The paper analyses the causes of the credit crisis on the base of the brief introduction of the credit crisis, and then puts forward a series of the suggestion of solving the commercial bank’s credit crisis.

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CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Financial organizations, banks > Financial organizations in urban and rural areas
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