Dissertation > Excellent graduate degree dissertation topics show

Research of the Peasant Household Credit Information System of China

Author: LiangShan
Tutor: SongHai
School: South China University of Technology
Course: Financial engineering and economic development
Keywords: Credit Information Credit Information System Peasant household creditinformation system
CLC: F832.43
Type: Master's thesis
Year: 2013
Downloads: 190
Quote: 0
Read: Download Dissertation


Nowadays, the market-oriented economy is credit economy. A sound credit informationsystem can optimize the financial ecological environment, and increase the credit investment,as well as boost the development of the economy. After20-years unremitting efforts, thecredit information service has made a great stride, and the corporate credit information systemand personal credit information system are preliminarily established, which contain relativelycomplete data and have far-reaching social impacts. However, according to the particularity ofthe Chinese rural society, it is difficult for these two systems to comprehensively cover thecredit information of peasant household which is the main body of China’s rural credit market.Peasant household is the basic unit of production and consumption, and it is not only purelynatural persons, but also the aggregate of the family members, which makes it differs from thefamily farms in western countries. In western countries, the family farming is actuallyequivalent to the form of the corporate. Therefore, in the light of the difference among thepeasant household, corporate and personal credit information, this paper submits to establish apeasant household credit information system besides the corporate and personal creditinformation system.From the views of credit information, this paper theoretically analyzes the deeperreasons why it is hard for the peasants to get loans from banks, and clarifies the importanceand necessity of establishing a peasant household credit information system. On the basis ofthe analysis of the credit information mode and main features of the western credit countries,this paper considers the mode of the peasant household credit information system should begovernment operation, independent system and separate network. Meanwhile, this paper putforward the idea of how to construct the framework of the peasant household creditinformation system in our country, and study the practical ways to realize it, illustratingMaoming as an example, which first initiated the “Credit Town” in China.

Related Dissertations

  1. Restrictions and protection of the rights of the individual credit information system,D923
  2. The Design and Implementation of Commercial Bank Corporate Credit Information Collection System,TP311.52
  3. The Research on Personal Credit Information Sharing Mechanism Based on Credit Information Platform,F832.2
  4. Commercial bank credit information Research and Application of Data Warehouse,TP311.13
  5. The Research on the Mechanism of Penalty Dishonesty in China’s Credit Reporting System,F203
  6. The Design and Implementation of Credit Evaluation System in Logistics Industry,F252
  7. Capital Operation credibility problem solving theoretical analysis and practical,F275
  8. Discussing of Law Establish on Personal Credit System,D920.4
  9. Protect the rights of personal credit information body,D923
  10. Build corporate credit information system in China,F832.2
  11. Economic Thinking on Government Credit,F203
  12. Research on the Establishment of the Personal Credit System in Our Country,F203
  13. The Frame of Regional Business Credit Information Share System,F270.7
  14. SME credit guarantee system - based on the perspective of economic regulations made,D912.29
  15. Analysis of Chinese SMEs’ Credit Financing under Information Asymmetric,F832.4
  16. Credit information of jurisprudence research,D913
  17. On Legal System of Commercial Banks Green Credit Information Disclosure,D922.28
  18. The Design and Realization of Information System for College Students Extra Credit Certification and Statistical,TP311.52
  19. The Study on the Credit Information Management in E-Commerce of China,F724.6
  20. Study on the Information Platform of Credit Management for the Rural Micro-credit,F832.43
  21. Study on Risk Management of Microfi Nance Project Based on the Credit Information System Applicaion,F832.4

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Credit > Agricultural credit
© 2012 www.DissertationTopic.Net  Mobile