Dissertation > Excellent graduate degree dissertation topics show

Study on the efficiency of the financial system of Guizhou Province

Author: NieJianHua
Tutor: LuoTianYong
Course: Finance
Keywords: financial efficiency data envelopment analysis economic growth Guizhou
CLC: F832.7
Type: Master's thesis
Year: 2013
Downloads: 38
Quote: 0
Read: Download Dissertation


The financial industry is the core of modern economy and the leading industry in the market, reduce transaction costs, plays an important role to improve the efficiency of resource allocation. The efficiency of financial system is the level of economic development and economic environment of stability an important guarantee. After the reform of the financial system in recent30years, China has initially established a relatively complete financial system. The financial industry has played an important role in the effective operation of the economic development and market mechanism. At present, Guizhou province has formed a commercial banks as the main body with the insurance, securities, trust in the financial system, but there are still many problems in the financial system in Guizhou Province, such as commercial banks in a monopoly position, financial market competition is not sufficient and the financial structure is not perfect. Operation of the financial system of these questions lead to inefficiency is the main obstacle to financial development of Guizhou province.The efficiency of the financial system is mainly reflected in three aspects:in terms of the amount refers to affect output level changes in the macroeconomic efficiency, in terms of quality refers to the financial system in the optimal allocation of resources to a best state, in general, refers to the financial system will be savings into investment efficiency and financial competition level. This paper tries to make a systematic study of the financial efficiency of Guizhou province. This article from the following aspects:first, discuss the theory related to financial efficiency are described, with reference to the relevant literature on the efficiency of the financial system at home and abroad, on the basis of the theory, method and measure of financial efficiency. To analyze the financial system present situation and characteristics of Guizhou province through large amounts of data. Using the macro financial efficiency of DEA empirical model of Guizhou province were analyzed. Study of Guizhou Province financial status of the industrial structure and the operating efficiency of the banking, securities, insurance industry. According to the results of empirical research analysis of related factors affect the efficiency of the financial system in Guizhou province. Finally proposed to improve the efficiency of the financial system policies and measures in Guizhou province.Through the analysis of the present situation of Guizhou Province financial system and empirical findings:in the relatively backward economic development in Guizhou, the development of financial system is also behind the national. The per capita financial resources below the national average, the savings rate continues to increase but the financial assets structure unbalance. The financial system of Guizhou province indirect financing proportion is too large, while the scale of the proportion of direct financing is too small. Guizhou Province, financing is still mainly rely on bank loans to finance intermediary. The fund use efficiency is not high, and most of the flow of state-owned enterprises. The financial industry development speed faster than GDP and the tertiary industry and the contribution to economic growth has increased. Through the study of DEA model that the efficiency of financial institution in Guizhou Province:the allocation efficiency of overall Guizhou province’s financial resources is not high and unstable. Guizhou Province, the size of the financial system efficiency performance is low. Low scale efficiency is the main factor of affecting the efficiency of financial resources in Guizhou province. According to the analysis of the factors affecting the efficiency of financial system of Guizhou Province:there are many factors that influence the macro financial efficiency, fundamentally is to cause said macro financial efficiency is low in Guizhou province was the main cause of the financial system and economic system of non-equilibrium. Guizhou province unbalanced financial system is mainly manifested in the following aspects:first, with the monopoly of financial organization system. Two, the direct financing system is lack of efficiency of three, financial instruments the type of a single, narrow investment pipeline and rigid interest mechanism. Microcosmic financial efficiency is the main factor affecting the property rights system, the scale of operation, the quality of human resource and asset quality.According to the above results, this paper puts forward the financial system development and economic modernization combined requirements; construction of diversified financial institutions system; strengthen the internal management of financial institutions and strengthen financial institutions business innovation four targeted policy recommendations, in order to improve the efficiency of the financial system in Guizhou Province, the purpose of promoting the economic development.

Related Dissertations

  1. The Spectrum of HPV Infection in Guizhou Parts of Minority Ethnic Women with Cervical Cancer,R737.33
  2. The Study on the Space-time Evolution of Road Network and the Coupling with Regional Economic Growth of Qinghai Province,F127;F224
  3. The Research on the Relationship between Graduate Scale and Economic Growth,G643
  4. Research on Convergence of Regional Economic Growth Across Three Provinces in Northeast China,F127
  5. Research on the Change of the Degree of Polarization in Urban-Rural Income in Central China,F127
  6. Study on the Economic Growth of Jilin Province Based on Perspective of Manufacturing Industrial Clusters,F427
  7. Study on the Theory and Practuce of China’s Performing Green Credit Policy,F832.4
  8. A Study of Chinese Environmental Control System and Performance,X321
  9. A Study on the Effect of Financial Development on the Upgrading of Industrial Structure in Zhejiang,F832.7;F224
  10. The Effects of Financial Services Trade Liberlization on Economic Growth in China,F832;F124;F224
  11. An Empirical Study of Online Banking Efficiency,F224
  12. The Analysis on the Performance of Public Health Expenditure in China,R197.1
  13. The Research of the Utility of Tourism Destination Brand,F224
  14. The Strategy Research on Constructing the Low-carbon Consumption Manner in Guizhou Province,F205
  15. The Research of Rural Financial Repression and Improvement of Measures in Guizhou Province Finance,F832.7
  16. The Research on the Ecological Compensation Mechanism of the Development of Mineral Resources in Guizhou Province,F205;F224.32
  17. A Study on Relationship between Financial Assets Structure and Economic Growth of Guizhou,F127;F224
  18. A Research about the Relationship between Trade in Financial Services and Economic Growth,F753;F13
  19. Study on the Main Constrains and Strategy of the Changing of the Mode of Economic Development of Guizhou Coal Industry,F426.21
  20. The Study on Oversea M&A Efficiency of Chinese Banks,F271
  21. The Analysis of Human Capital for Economic Development in Hebei Province,F249.27

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Local financial services industry
© 2012 www.DissertationTopic.Net  Mobile