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Study in Issue of Chinese Rural Old-Age Insurance Fund Value-Added

Author: PengYangHua
Tutor: PanZhiQiang
School: Xiangtan University
Course: Political Economics
Keywords: The social security system in rural areas Rural social pension insurance Fund Management International Comparison Mode selection
CLC: F842.6
Type: Master's thesis
Year: 2008
Downloads: 211
Quote: 2
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Abstract

China's vast territory, large population, nearly 70% of the total population of over 900 million farmers. With the development of society, the changing times, China in political, economic, trade and other areas have made great progress, however, as a large agricultural country, in nearly half a century of development, agriculture has been used as the support of our country's basic industries significant industries continue to progress, development, and look back at the final dual economy due to the long-term pattern of agriculture, rural areas and farmers have brought many problems. Problems one by one prominent backward development of agriculture and rural low standard of living of low-income farmers, lack of security, caused by the central government attaches great importance. With the pace of China's accession to the WTO, China's social structure began to change. The large number of surplus rural labor to urban areas and increasing farmers liquidity, while the rural social security work suspended for years, over the measures taken and the way of a red light, the protection of farmers' problems. Especially under the pressure of an aging population, the rural social old-age security problem as an impact of future long-term peace and stability problems become particularly conspicuous. Protection of farmers is the \level. This article aims to analyze the development of domestic and international rural social old-age security system based on the outline of the idea to establish a rural social pension fund funding runs. This paper argues that the gradual establishment of rural old-age insurance funds in the continuous development of market economy under the conditions of development and improvement, and ultimately to the social management of the road, which includes social funding of the pension funds in rural areas, social operators, social supervision and management . First of all pension funds in the rural financing, we design the payment of pensions from the rental of land use rights, the employer of the rural collective economic or migrant workers, national support for rural pensions, the city of the local rural pension established nurturing lottery activities in rural old-age insurance benefits to raise part of the funds and other aspects, but these funding channels and there are a variety of specific issues necessary for the state, social laws, from the macro policy framework, better bring. Secondly, the operation of the pension, the paper argues should be read in conjunction with the development process of China's capital market, the market-oriented operation. In addition to the original bank deposits and the purchase of government bonds, should also include investment in fixed assets, the company's stock and bond investments, investments in financial bonds, long-term notes discounted and acceptances. Order to achieve as much as possible under the conditions of the market economy, increasing the value of pension funds. In the supervision and management of the pension, we advocate the establishment of a pension fund of the provincial co-ordination and gradually the National Co-ordination of foreign competitors and should be allowed to participate can even set up a special pension broker companies, private operation social supervision. The value-added problem of the rural old-age insurance fund related to the vital interests of the majority of farmers related to the stability and development of China's relationship to the speed and stability of the socio-economic development. Of course, a comprehensive, effective and the sound rural old-age insurance fund's value-added operating system was not established overnight combined with the need to learn from the experience of foreign countries on the basis of its own national conditions, and synchronized with other aspects of the reform, will it be possible to obtain should result.

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