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Of \February 1 of the Ordinance made some adjustments. Ordinance running more than three years since the traffic compulsory insurance has played a positive role in promoting traffic safety, play a insurance social security feature.. However, due to the incompleteness of existing traffic compulsory insurance system defects and related measures, led to the many issues, the legal profession, the insurance industry, policyholders of the system in many aspects in the implementation process in the insurance than much controversy. These problems, the emergence of the dispute, making traffic compulsory insurance system caused some negative impact in the community, insured this insurance acceptance. Through the introduction of traffic compulsory insurance system development status, and controversial issues for the business model to pay high insurance system, information disclosure, social relief fund, premium pricing, combined with their own experience, and appropriate recommendations for improvement. The text is divided into six parts. The first part is an introduction, thesis research background, significance, and domestic and international theoretical literature and this study, the main content and method. Including domestic and international literature review the necessity and value of the mandatory liability insurance from motor vehicle, the scope of protection, attributable five aspects are summarized in the introduction of the principle of the right of recourse; second part is compulsory traffic accident liability insurance Overview meaning of the motor vehicle traffic liability compulsory insurance, characteristics, summarized the difference between its commercial motor vehicle third party insurance; The third part is the Introduction of foreign motor vehicle compulsory insurance system, were introduced to the United States, Britain, Germany, France, summary and comparative analysis of Japan and other countries of the motor vehicle compulsory insurance, and the insurance system of the above-mentioned countries, extract available for reference by China's insurance experience; fourth part of compulsory insurance of motor vehicle traffic of China to pay high insurance generate background and current status are summarized in the introduction, to pave the way for the below of the problem solve; fifth part of motor vehicle traffic compulsory insurance exists, mainly from traffic compulsory insurance business model, information disclosure, traffic relief fund, claims seven sharing, insurance rates, high risk auto insurance operation, covering almost the main problem of pay compulsory insurance system exists; sixth part of the current traffic compulsory insurance system, for the lack of traffic compulsory insurance in the previous chapter, based on a combination of theory and practice, learn from the advanced experience of foreign and other regions of China, itemized elaborated own opinion and put forward the proposals. Which, the fifth of six parts is the focus of the full text of the fifth part is to ask questions, analyze problems, Part VI is to seek ways to solve the problem.
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