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According to statistics, China's SMEs now stands at 29.3 million, accounting for more than 95% of the total number of enterprises, its total output value of enterprises, total profit and tax, and total exports accounted for 60% of the national enterprises, 40% and 60%, and has created 75 % of urban employment opportunities. SMEs in China has become an important and active force in the national economy, and plays a strategic role in the economic development, however, difficulties in financing has become a \How to solve the problem of SME financing problems to be solved. SME financing issues from 2005 onwards, the government departments, banks and many small and medium enterprises focus on the contents of some of the city's deputies dedicated to writing research reports to solve this problem as soon as possible through sectoral forces, however, nearly 3/4 SMEs are still difficulties in financing is the most important process of enterprise development and insurmountable obstacles. SMEs are an important force for national economic development, its position and role can not be questioned, but due to the constraints of the SMEs themselves factors and the impact of the economic environment, resulting in the current stage of the SME financing difficulties. In this paper, this problem its purpose is to explore, be able to find a solution to the ideas and methods of financing of SMEs. This thesis is based on the systematic study of economics and financial theory as well as the laws and regulations on the financing of small and medium enterprises in China, and at the same time by the actual investigation, in-depth research to understand the development status of the financing problems of SMEs in China, and analysis of its problems, further reform and development of the system of financing of SMEs in-depth analysis, the text used mainly: theoretical analysis method, the financing problems of SMEs is a systems engineering, involving the enterprise itself, financial institutions, policies, institutions, ideas, etc. a number of factors. This paper tries to use economics point of view to explore the problem of financing small and medium-sized enterprises. From the Law analysis of the SMEs in the construction of legal system. Comparative analysis method using the method of comparative analysis is to analyze the domestic and international financing environment for SMEs and financing measures, and a comparative analysis of different levels of economic development in China practice. Combination of empirical analysis and normative analysis, the use of empirical methods and norms analysis of the SMEs in the current situation, influencing factors, the problems, and what should go build SMEs financing system. Through a variety of methods of research, I think this national problem to successfully overcome the financing of SMEs, to meet their funding needs, you first need to perfect the system of small and medium enterprises, and improve the quality of SMEs themselves. Second, the need to improve the economic and financial environment, and to improve the external environment for SME financing, the financial system in order to establish a set of well-established system to protect the needs of corporate finance. Again need the help of government departments, the government needs to further change its functions, to further enhance service awareness, and multi-party coordination, providing strong support for SME financing. Although this financing for SMEs to explore, and I also hope that through these preliminary results can lead to more realistic new research.
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