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Anti-Japanese War, the border has an important historical mission, to provide material support is the Anti-Japanese War, Mao Zedong \Since the border area economy is dominated by agriculture, and the food, Bumian, salt these important supplies of the War of Resistance Against Japan had to rely on agricultural production, so the development of the border region economy to the development of agricultural production. The Border Region Agricultural Development with the Government attaches great importance to the arable land resources and favorable conditions of sufficient labor resources, but there is a depletion of rural finance farmers to produce extreme shortage of funds, farmers do not suffer from landless, suffering from weakness arable serious problem. Ningxia Border Region Government attaches great importance to, and adopted a series of measures of agricultural loans, to solve the problems of agricultural development and farmers' production and the demand for capital. Agricultural credit issuance for the Border Region institutionalized, standardized, and the Border Region Government and the Border Region Bank issued the \and a series of policies and regulations to ensure the orderly conduct of the work of agricultural loans. Large amount of agricultural loans, according to incomplete statistics: 1941 payment of agricultural loan amount $ 23.5 million to 800 million in 1942 and paid 27.8 million yuan in 1943 (not included to the authority issuing $ 920 million in agricultural credit), paid 100 million yuan in 1944, increased to 599 million yuan in 1945. And the types of agricultural loans issued by the government is very complete, in accordance with the purpose of the loan is divided into eight species of oxen loans, farm implements loans, the Young loan, cotton planting loans, textile loans, the sericulture loans, seeds, loans, irrigation and water conservancy loans. Because the border area agricultural credit in order to rapidly obtain the actual results, and a rapid increase in grain and cotton production was the premise of the Border Region of agricultural credit in cattle, farm implements, young crops, cotton planting loans, supplemented by loans to textile and sericulture in rural sideline proportion of the various types of loans. 1942 agricultural credit, for example, farm cattle farm implements loans accounted for 39.1%, the young crop loans accounted for 28.5%, the cotton planting loans accounted for 23.5%, textile and other sideline loans accounted for 8.9%. The first of its kind in the border region due to agricultural credit, lack the necessary experience, so bound to be some problems in the issuance process. Such as complicated loan procedures, write \With the exposure of these problems, the CPC Central Committee and the Shaanxi-Gansu-Ningxia Border Region Government also continued to improve and improve the lending policies and lenders, and loan supervision and inspection. Ningxia Border Region Bank incentive regulations specifically formulated to be severely punished for violation of agricultural credit Prospectus. As can be seen from the implementation process of the agricultural credit Border Region agricultural credit has the following five characteristics: First, agricultural credit to poor farmers mainly in extending loans object, and shift the poor refugees into objects of agricultural credit, and payment of a relatively large amount of the species is more complete; Second, agricultural loan production actively cooperate with the union movement; agricultural credit low interest or even interest-free payment, the difficulties borrowers may, at their discretion, installments or deferred to repay the loan; Fourth, the implementation of in-kind loans; Fifth, agricultural loans, combined with farmers raise. Border Region implementation of agricultural loans, mainly the following four roles: First, solve the production problems of farmers, the border area farmers not only land arable, and powerful arable improve farmers' enthusiasm for production, to promote the border area of ??agriculture development; agricultural credit so the financial undertakings of the Border Region settling in rural areas to serve farmers, both the development of the border area of ??the rural economy, active in the rural financial blow usury exploitation of farmers, improve border region currency credit, stable prices consolidate the financial business of the Border Region; Third, the Shaanxi-Gansu-Ningxia Border Region Government outside the Japanese invasion, the Kuomintang blockade, their own funds and extremely embarrassed, but also to provide farmers with low-interest agricultural loans and even interest-free, but poorest shift refugee compatriots into the object of agricultural credit and agricultural credit credit for the purpose, and to the development of production, which greatly increased the prestige of the CPC Central Committee and the Shaanxi-Gansu-Ningxia Border Region Government, so that the majority of farmers a large number of poor peasants and shift refugee enthusiastically join the army entered the war, made a significant contribution for the defense of the border region and support of the War of Resistance Against Japan; fourth, agricultural credit so that the class structure of the bordering areas some changes, mainly in the \to middle peasants transition.
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