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At present, China's economy , the socialist market economy, SMEs have become an important part , but also to promote the development of social productive forces, an important force. However, one can not be ignored is that SME development is faced with more difficulties , which is one of the most difficult financing difficulties . Based on this, according to the status of SME financing , SME financing found serious gaps , respectively, from the corporate, government and financial institutions to analyze the causes and combined with relevant finance theory, the more latitude to propose multi-angle SME financing the root cause is difficult , such as the economy and national policies and regulations of reasons ; SME 's own problems ; banking system is not perfect , and the lack of other financial services products . Then, from our national conditions , combined with international experience to draw on , using the theory and practice of research methods, integrated use of Western economics, financial economics theory, for the present, China's small and medium enterprises financing difficulties and problems faced , there is proposed for of countermeasures. First of all, from its own assets , capital demand , the repayment period , financing costs, processing time five factors retort election financing channels for SMEs . Secondly, based on traditional financing of SMEs , as well as the domestic and international economic situation and the actual situation of SMEs in China put forward innovative ways of financing of SMEs : SME Cluster financing , development financing , DPO financing , also pointed out that other innovative financing models . Finally, an Internet media company in Zhejiang financing model innovation success stories , put forward practical ideas SME financing technological innovation and operation . In addition, this study on the basis of summing up the main content , raised the need for further research , such as the DPO financing conditions applied in China and prospects, private financing channels and comparative analysis of the efficiency of bank loans and so on .
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